One or more photo(s) has been virtually staged. SELLER CREDIT being offered for updates, rate buy-down, and/or closing costs. Home qualifies for 100% Financing. Bring your vision to life in this Saint Cloud LAKEFRONT home with awesome potential. This 4 bedroom, 4 full bath home sits on a 3/4 acre parcel with direct access to the nearly 12,000-acre E Lake Toho which connects to other area lakes. The ground-floor features the primary bedroom suite, additional bath, laundry, office, den and main living room with two-story vaulted ceilings. The upper level features 3 bedrooms, 2 full baths and a loft with real wood floors and sliding doors that lead to a large balcony. The rear patio is plumbed for an outdoor kitchen that can be converted to a sun room. Build a pool or extended patio and gardens in the oversized yard. A side-entry attached two-car garage off the circular driveway. New hurricane-impact windows upstairs (2021) and two new central HVAC units (2021). Numerous mature fruit trees that produce papaya, mango, avocado and guava, just to name a few. The home was converted to city water and is on septic. Minutes away from lakefront park, downtown Saint Cloud and major roadways. The jogging/bike path is currently being extended right in front of the property. Convenient to OIA, theme parks and Lake Nona’s Medical City. Bring an offer today.