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First-Time Homebuyer? First 4 Steps of the Home Buying Process!
You’ve been adulting really hard and now it’s time to become a first-time homebuyer! Congratulations! Being a first-time homebuyer is a really BIG deal and the Erica Diaz Team knows it! That’s why we are sharing the details on what you need to know before hitting the housing market.
If you take these 4 steps in order from the beginning of the home buying process we guarantee you will enjoy the process as well as find the perfect home that will have you excited to sign the dotted line!
Take these 4 Steps to Ensure Your First Homebuying Experience is a Success!
1. Find a Great Real Estate Agent
Becoming a first-time homebuyer is literally one of the biggest moments of your life! Don’t go at it alone… the real estate market can be a scary thing if you try to maneuver it alone. Especially if it’s your very first time at it!
So, first things first, when you are ready to buy your first home, make sure you find a great real estate agent to help you navigate the whole process and get you exactly what you deserve! In fact, if you’re searching for a home in Central Florida or a surrounding area, the Erica Diaz Team is just waiting for your call.
The Erica Diaz Team is Central Florida’s TOP real estate team. They have helped numerous first-time homebuyers across Central Florida take the HUGE step into homeownership. The team is made up of knowledgeable agents who live, work, and play in the area. They know the ins and outs of all the hottest neighborhoods. The Erica Diaz Team would be honored to work with you every step of the way. Take a quick moment and click here to contact us now, or click here to meet the team!
2. Connect with a Lender
If you’re buying your first home in Central Florida or a surrounding area, contact us (Erica Diaz Team) and we will help you right from the start. This includes one of the most important steps, connecting you with a lender.
Connecting you with a lender is the first thing your real estate agent will start with you when buying your first home. After chatting with a lender, they will be able to tell you how much you qualify for as far as a home loan goes. They will also tell you how much is going to be required as a downpayment. All in all, a lender will be able to paint a picture of the home you qualify for. This will eliminate stress and anxiety because you will have a budget right out of the gate when you begin shopping in the housing market.
Keep in mind, not all lenders are created equal. Many of them would love your business, but it stops there. It’s incredibly important to have a relationship with your lender. That’s another reason why it’s vital to have an outstanding real estate agent on your side. They will ensure they connect you with the BEST lender for your first-time home buying needs.
3. You Have Your Pre-approval, Now What?
Whoo! Now it’s time for the fun part! You get to finally sit down with your real estate agent and tell them all of your hopes and dreams that you have in regards to your first home. Go ahead, let it all out… mention everything you’d like, from a 3 car garage and walk-in master suite closet all the way to having tile floor throughout the home. Don’t forget to mention the things you’d rather NOT have as well. Such as rear neighbors or the laundry room upstairs.
After your real estate agent listens to all of your hopes and dreams about your future home, they are going to begin searching for the perfect home. They are going to head right to the MLS (multi-listing service system) that they work out of. Here they are able to search for homes that are specific to your criteria.
Next, they will email you ALL of the homes that fit your budget and specifications. There’s an awesome little function that you’re then able to use that will quickly weed out the homes you’re interested in seeing and the ones you’d rather not. Simply click the little lightbulb or heart and it will let your real estate agent know you’re interested in seeing that specific home.
4. It’s Time to See Some Homes
Things are about to get really exciting! Now that you’ve virtually seen what’s available in the housing market in your area, it’s time to schedule showings. This is another GREAT reason to work with a real estate agent. They take care of all the communication when it comes to showings. This means you don’t have to call and negotiate a time with the seller. All you have to do is head on over to the house and check it out.
Keep in mind, the first home is not always the best fit. Don’t get discouraged, you’ll look at a few, and when you put your trust in the Erica Diaz Team, we are confident we’ll help you discover your perfect house.
Quick Review of What You Need to Know When Buying Your First Home
- Connect with a local real estate agent! They know the market and well… the home buying process. Take our word on it, you don’t want to buy your first home alone.
- Connect with a lender! They will be able to let you know right from the start what your budget is. This will eliminate you even looking at a $500,000 when your budget is $400,000. Trust us looking at homes outside of the budget only leads to frustration and disappointment.
- Once you have your budget, your real estate agent will email you a list of homes! This is where it starts to get fun. You’ll be able to determine which home you’d like to see in person, saving you time and energy.
- It’s time to get up, go out, and find YOUR HOME! Your real estate agent will schedule showings for the homes you liked that they emailed you. The moment you step inside of your home, you’ll just know it!
Buying Your First Home With the Erica Diaz Team
Hey there first-time home buyers! Thanks for reading our article on what you need to know about being a first-time homebuyer. We (Erica Diaz Team) feel like this is such an important topic and want to make sure all first-time homebuyers are properly prepared for their house-hunting adventure. In fact, our premier agent Erica Diaz touched on the topic recently in our Tuesday Tips! Check it out below!
Erica Diaz Team – First-Time Homebuyer? First 4 Steps of the Home Buying Process!
Buying your first home is incredibly exciting! Don’t let the overwhelm of house hunting get in your way of finding the perfect home. Connecting with a local real estate agent is a great place to start. They can help you find a lender which is possibly the most important step in the home buying process. The lender will help you determine your budget so your real estate agent can hit the housing market and find your home sweet home.
Are you looking to buy your first home in Central Florida or a surrounding area? If so, contact the Erica Diaz Team today! They are Winter Garden’s top local real estate team and have helped lots of people buy their first home in Central Florida.
